We will discuss with you how a portfolio might be constructed to meet the needs identified in the advice process.

In order to achieve your objectives it may be necessary to accept some risk in the portfolio. The degree of risk will depend upon a number of factors. We will ask questions to establish your tolerance to risk, your risk capacity and how long the investment needs to run to meet your objectives.

Once we have established you investor profile we can devise an asset allocation that will suit your needs. On occasions it may be necessary to make tactical alterations to your portfolio dependent upon current economic conditions and the outlook for the economy.

The portfolio will be reviewed on the pre-agreed basis. This may include re-balancing the portfolio and replacing funds if they no longer appear on our researched list.